The Simple System That Paid Off This Brisbane Couple's 29.5 Year Mortgage in 4.5 Years... Then Won Them $5,000 Cash.
Do you own your own home?
Did you know that paying back your mortgage over 25-30 years usually means you pay the bank back DOUBLE what you originally borrowed?
As every Canterbury client knows, step one in real wealth creation is to eliminate any non tax deductible debt i.e. to pay off your home loan.
We love seeing our clients succeed. So every so often, Canterbury carry out a free raffle to reward someone for doing well under our system.
Recently we gathered together the names of 220 Canterbury clients who have paid off their homes under our system since our last raffle – put all the names in a barrel and raffled $5000.
The winners Robert & Joanne from Jimboomba were very deserved winners.
When they met us, they still had 29 years and 5 months remaining on their home loan. Under our system they paid it off in 4 years and 5 months, using nothing extra of their own money.
That means they saved 25 years off their home loan.
That gives a lot of freedom.
When they first met us, the estimated interest to be incurred during the 29 years and 5 months of paying off their home was around $273,725 in non-tax-deductible interest.
By following our strategy and structure the interest cost to pay off the home in 4 years and 5 months was reduced to $32,238 in interest.
That’s a saving of $241,487.
That amount of money would look good sitting on your kitchen table.
In life, one success inevitably leads to another.
“Opportunities multiply as they are seized”.
Rob & Jo now own three investment properties and it won’t take long to pay them off. Each one gets paid off faster than the last.
And now they have found out they won $5000 – in a raffle they did not even know about.
As always, you have to start the journey in order to enjoy the arrival at the intended destination… and they have certainly made a good start.
Not bad when you consider the path they would have otherwise taken – still paying off their original home in their retirement years.
You Could Do It Too – Here’s How:
After working with over 10,000 clients since 1980, we’ve gotten a sense of where people tend to get stuck. This in addition to the main questions they kept asking as fresh, starry-eyed new investors yet to find their very first property investment.
From this we created an investment strategy which we call the Property Empire Plan.
We give away this plan away completely free, no charge at all to anyone who requests it. Why?
Because we want to help people find the same level of success that we and our clients now enjoy.
We know how powerful our system is when used correctly, but we also know that many people are nervous about getting started.
Learn all the following and more in your free “Property Empire Plan”:
- How to pay off your home in as little as 5 years
- How to eliminate almost all your income taxes and redirect those savings into your home loan
- Everything you need to know to get started as a property investor on the path to a 10 year retirement
- The right type of property to invest in: properties that produce stable, reliable cash flows with minimum management hassles.
- How to locate affordable properties that appreciate over the long term.
- Financing your property. People see this as the biggest challenge but it’s actually one of the simplest steps. We’ll go over how to get the correct bank facilities in place, so that you can turn a modest savings into a powerful property portfolio.
- How to create multiple investment income streams unrelated to property that grow exponentially, forever.
Receiving the plan
Everyone has a different financial picture that they start from. So the path is therefore different for everyone.
When you get in contact with us using the form below, a wealth consultant will be in touch to share his knowledge with you right over the phone to see if our system is right for you.
If it is, your consultant will setup an in-home appointment and graciously help you put together a personalised wealth-building plan, custom tailored to your goals and your finances.
As with any type of investing, risk is certainly present. But we’ll also say that the majority of our clients are able to instantly add an extra $25,000 per year or greater towards their retirement, and double it within 2 years of starting.
So this isn’t some boilerplate financial advice — you WILL receive an actual PLAN to implement with a specific goal to achieve a retirement level income in 10 years or less.
To qualify
Before filling out the form below to have a wealth consultant get in contact, please ensure you meet the following minimum requirements for success under our property investing model:
1. You have a household income of $75,000 a year or more
2. You have a current home loan that you want to pay off faster.
3. Most importantly, you are open to new ideas and creative property investing techniques
…because only non-traditional investing techniques can achieve nontraditional returns.
You qualify? Great! Enter your details in the form below to receive the FREE “Property Empire Plan” path to retirement in 10 years.
Get Your Free
"Property Empire Plan"
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What Our Clients Are Achieving
62-Year Old Pays Of House
At 62 years of age when we met, I was unsure if I had enough work life left to get my house paid off before I retired. I couldn’t imagine paying it off for a very long time. I was cursing the fact I had not met you years earlier.
Now, I am very happy to have paid my home off so quickly and with a year to spare before retirement. With a tax free passive income of $37,000/year, I am now focussing on paying down my investment properties so I can hold them in retirement at no cost while they grow in value.
I didn’t make the rich list but I’m very happy where I sit after starting so late.
-Jim
Single Mum Boosts Her Retirement Funds
As a single parent I was looking for a way to boost my retirement funds. Canterbury gave me the confidence to make a start with property investment, as I felt I wasn’t on my own anymore. I only started a year ago but am very pleased with my investment and look forward to growing it in the future.
Cheers
Lynne
Bray Park, Qld.
Self-Employed Man Buys First Investment Property
Being recently self-employed I found obtaining finance to fund an investment house was proving a great challenge. After attending numerous investment seminars and speaking to countless financial advisors I found that no-one had the right solution tailored to suit my circumstances. I found Canterbury, whilst internet surfing (Facebook), and posted my enquiry.
To my surprise I found a group of professionals that did not push a product but found a realistic solution to my goal for financial independence. Canterbury has helped me to obtain my first investment home and I look forward to having many more ably assisted by Canterbury.
Jesse Y.
Burpengary, Qld.
Goes From Working 2-3 Jobs To Owning 2 Investment Properties
Having spent most of my working life working 2, sometimes 3 jobs to get ahead, I immediately recognized the potential of the Canterbury strategy and readily took advantage of the opportunity to get my money working for me, instead of killing myself working for my money. Not only am I on target to pay off my mortgage in less than 18months, I have 2 investment properties (so far) working toward my financial freedom. My only regret is that I didn’t start 10 years ago.
www.bloomintolife.com
Jennifer M.
Dutton Park, Qld.
From Having No Assets To Owning A New Home Debt Free In Under 3 Years
After a relationship breakdown ( no assets, no debts, and 150k in cash ) l approached Canterbury to see if they could put together a plan where l could retire in 10 years with reasonable retirement income and the debt free assets to produce that income. l now have a plan that will produce that income debt free in 7 years and will also own my own new home debt free in under 3 years. Thank you Canterbury, so easy with your system — Unconceivable on my own.
Lewis W.
Western Australia.
Four Investment Properties In Less Than 2 Years
Because of our relationship with Canterbury Property Services we now own our principal place of residence outright, which previously had a substantial debt owing, and have secured four investment properties to enhance our wealth creation. All this in less than two years!
Regards Andrew P.
Logan village, Qld.
New Migrants Buys 2 Investment Properties In Under 2 Years
We were new to Australia and didn’t know how to go about getting an investment property or how the tax system worked. We were put in touch with Canterbury in April 2008. They did all the work for us and by November 2009 we had 2 investment properties, a good idea of how to make our venture cost effective and have barely lifted a finger.
Bob & Emma C.
Windaroo, Qld.
Young Family Who Lost Everything Buys 3rd Investment Property
We are a young family who had previously lost everything due to unforeseen circumstances. Canterbury took us on as a client and got us into an investment property when everyone else said “no possible way”.
Canterbury did everything they said they would and 2 years on we have just signed up for our 2nd property and are well positioned to buy a 3rd within the next 6 months. We thank Canterbury and their team for making it happen, we couldn’t have done it without them.
Sonia E.
Ormeau, Qld.
Single Mum To Pay Off Home In 5 Years
I am a single parent keen to pay off my house as quickly as possible. Prior to meeting Canterbury I had made little progress despite having a mortgage for many years and never missing a payment. Through the advice of Canterbury I have purchased an investment property and have an investment plan to have my house paid off within 5 years.
Danyelle B.
Rapid Creek, NT.
Shares and Superannuation Devastated By GFC. Now Have 3 Investment Properties
Like many people planning for retirement our shares and Superannuation had taken a big hit in the GFC when we were introduced to Canterbury who developed an ongoing plan which has allowed us to purchase three investment properties within two years without any extra ongoing expenditure. We are now back on track with further purchases planned, thanks to Canterbury.
Nick & Marcia D.
Springwood. Qld.
Single Dad To Pay Off Home Within Next 12 Months
As a single parent, I was wondering how to financially secure a future for my son & I. That is until Canterbury provided me with the assistance to get on track. I bought my first investment property less than 2 years ago & expect to have repaid my home loan within a year, with plans to add to my investment portfolio.
Chris K.
Durack, Qld.
About Canterbury Property Services
In finance, wealth and any type of success, “the days are long but the years are quick”.
People don’t have the time luxury to “get ready” financially as they think they have.
To have the life and financial situation you yearn for, the present time has to be made productive. This is what we offer. The lost time does not come back.
What we do is stop you being behind the equation in life and put you in front of the equation in life.
If you have a net worth of say $150,000 and have been working 20 years you have only accumulated $7,500 per year.
You can’t get rich doing that or retire comfortably.
The definition of insanity is to “repeat the same behaviour and expect a different result”. Something has to change.
Most of the Australian Public has little or no net worth. How strange and unnecessary for such a strong western country.
You need to make your financial goals become a reality.
You need to be able to look in the mirror when you are 65 and know that you had a try.
On the way to becoming financially strong the first necessary steps we take with you are:
Getting rid of non tax-deductible debt i.e. home loans, credit cards, all personal (non investment) loans FOREVER.
Plan to decrease and possibly eliminate all the tax you pay. Then you can really start to fly financially.
Increase the “motor” that runs your “empire”. Most people’s financial motor is just their pay packet. If you can find ways to make most of your income from other passive sources you get stronger. It’s more difficult to get rich with only a small motor.
It’s surprising how little you need to begin our system. One client was a uni student with no job and no assets – but that’s a rare case.
The Canterbury system involves the use of tax deductible debt to own assets such as real estate, businesses and other long term income producing assets.
Its “buy never sell” (BNS). If you ever choose to sell an asset, you then have to decide where to put the money – probably back where it came from i.e. real estate or other investments. If you sell you also run the risk of having to pay tax on the profit. So just keep it.
The best way not to ever miss a real estate or investment boom is to always own income producing growth assets. If you get out of the market for even short periods, you can miss large gains.
For investments, you should always borrow the full amount including fees to get the largest tax deduction. Never put in a deposit because any money is best paid off non-tax deductible debts like credit cards, personal loans, your home loan.
Tax deductible debt i.e. investment loans are OK. Rupert Murdoch has a lot of them. Tax deductible debt is easy to handle. However, non-deductible debt such as home loans “steal” money off you and your family. Its harmful to let it sit with you year after year. Its financially ruining. We get rid of any non deductible debt first.
Our most important part of the system is the dramatic increasing of your passive income. Many of our wage earner clients have passive incomes of over $20,000 per month.
This leads to some of our clients being able to pay off properties in 1 to 2 years.
Our System is to get rid of the loans as we go. Capital gains are just an extra bonus.
You should never work overtime or get a second job; you get rich by certain techniques, not by working overtime. Presently Canterbury are helping 12,000 people. Most of our business is repeat business and referral.
Becoming successful is like baking a cake – if you use the right ingredients and follow a proven recipe, the outcome is almost guaranteed.
Have you ever wondered why in the case of two apparently equal people, one will prosper while the other fails hopelessly? Our system works for everyone who is open and ready for it.
Disclaimer: The calculations, figures and information contained are accurate as at the date of drafting in 2008. The prevailing interest rate at this time is 9%. If interest rates become lower over time, the progress of all clients will be all the faster. The purpose of the information is for demonstration. It is not possible to be accurate “to the dollar” at all times, for all interest rates. More precise figures that apply these days can be provided to you by our consultants.
Copyright Canterbury Property Services